10 Best Sharia Insurance in Indonesia for Your Financial Protection

Find the best sharia insurance in Indonesia that offers financial protection based on sharia principles, providing comfort and security for you and your family.
Indonesia, as the country with the largest Muslim population in the world, is increasingly adopting sharia principles in various aspects of life, including the insurance sector.
Sharia insurance offers protection solutions that are in accordance with Islamic principles, such as avoiding usury, maisir (gambling), and gharar (uncertainty).
Unlike conventional insurance, sharia insurance prioritizes the principles of mutual assistance, risk sharing, and transparency in transactions.
With increasing public awareness of the importance of sharia-compliant financial protection, many insurance companies in Indonesia now offer sharia insurance products that can be selected according to needs.
Here are the 10 Best Sharia Insurances in Indonesia that you can consider to protect your financial future.
1. Allianz Syariah
As part of the world-renowned Allianz group, Allianz Syariah offers a variety of sharia insurance products that include life, health, and vehicle insurance.
Allianz Syariah operates on strong sharia principles, using a transparent and fair fund management system. Allianz also has an easily accessible claim service, as well as a variety of product options that can be tailored to customer needs.
With a proven reputation and excellent service, Allianz Syariah is a very trusted sharia insurance choice in Indonesia.
2. AXA Mandiri Syariah
AXA Mandiri Syariah is part of the AXA Mandiri group which has long been operating in Indonesia.
With more than two decades of experience in the insurance industry, AXA Mandiri Syariah offers a variety of products that are in accordance with sharia principles, such as life insurance, health insurance, and education insurance.
The company is committed to providing safe and fair protection by using funds managed according to sharia principles, making it an excellent choice for families who want to protect their future according to Islamic teachings.
3. Prudential Syariah
Prudential Syariah is part of Prudential Indonesia which has a global reputation in providing insurance products.
With a variety of product options designed to meet the needs of family protection, health, education, and investment, Prudential Syariah is present with sharia principles that prioritize transparency and fairness.
Prudential Syariah products are also designed to provide long-term benefits with investment returns that are in accordance with Islamic principles.
Responsive customer service and flexibility in product selection make Prudential Syariah the perfect choice for those seeking sharia-compliant financial protection.
4. Manulife Syariah
Manulife Syariah is part of Manulife Indonesia which offers various sharia insurance products, including life, health and investment insurance.
As an insurance company that has been operating in Indonesia for many years, Manulife Syariah provides convenience for customers in choosing products according to their needs and sharia principles.
The products offered comply with sharia law with full transparency in fund management, and provide fair benefits to customers. Manulife Syariah is also known for its easy and fast claim services, as well as a secure fund management system.
5. BNI Life Syariah
BNI Life Syariah is a subsidiary of Bank Negara Indonesia (BNI) which provides insurance products based on sharia principles.
BNI Life Syariah offers various life, health and education insurance products with the aim of providing financial protection in accordance with Islamic teachings.
The funds managed by BNI Life Syariah are always checked to ensure that investments are made in accordance with sharia principles.
The services provided are also very professional, with a fast and easy claim process, and a variety of product choices that can be tailored to customer needs.
6. Tokio Marine Life Insurance Sharia
Tokio Marine Life Insurance Syariah is one of the main choices for customers looking for quality sharia insurance products.
By offering a variety of life, health, and education protection products, Tokio Marine Syariah ensures that every transaction is carried out in accordance with strict sharia principles.
The products provided provide clear and fair benefits, as well as a simple and transparent claim process. The company also offers a variety of additional benefits that can be selected according to customer needs, making it a flexible and reliable choice.
7. Bumiputera Sharia Life Insurance
Bumiputera Sharia Life Insurance is one of the pioneers in the sharia insurance industry in Indonesia. As a long-established insurance company, Bumiputera offers life and health insurance products with strong sharia principles.
This insurance aims to provide financial protection for Indonesian families, with a variety of product options that can be tailored to your needs.
With transparent fund management and the principle of mutual assistance, Bumiputera Syariah Life Insurance has an excellent reputation in providing protection in accordance with Islamic law.
8. Sequis Life Syariah
Sequis Life Syariah is part of the Sequis Group which provides sharia-based life and health insurance products.
With various products that offer protection against life risks, illnesses, and accidents, Sequis Life Syariah provides a sense of security and comfort for its customers.
These products not only provide protection but also investment benefits in accordance with sharia principles.
Sequis Life Syariah is also known for its responsive and fast customer service in the claims process, making it the right choice for many families looking for safe financial protection.
9. Generali Sharia Insurance
Generali Sharia Insurance is part of the Generali group that provides insurance products with sharia principles.
The products offered include life insurance, health insurance, and education protection, with fund management in accordance with sharia principles.
Generali Sharia Insurance ensures that all its investments are made in halal products and in accordance with Islamic teachings.
Another advantage of this company is the ease of the claims process and customer service that is ready to help at any time, making it an ideal choice for those looking for sharia insurance products.
10. Zurich Syariah
Zurich Syariah offers various life and health insurance products with sharia principles that provide maximum protection for customers.
With more than 140 years of experience in the insurance world, Zurich Syariah has been proven to provide professional and reliable services.
The products provided by Zurich Syariah are very diverse, providing flexibility for each customer to choose protection according to their needs.
Zurich Syariah also has an easy and transparent claim process, and always ensures that fund management is in accordance with applicable sharia law.
Sharia insurance in Indonesia is increasingly popular as a fair, transparent, and Islamic-compliant financial protection solution.
Several leading sharia insurance companies in Indonesia, such as Allianz Syariah, Prudential Syariah, and BNI Life Syariah, offer products that not only provide protection but also halal investment opportunities.
With the principle of mutual assistance as the basis of its operations, sharia insurance provides convenience for customers who want to plan their financial future without violating religious teachings.
Choose the sharia insurance product that best suits your needs and life goals from the various Types of Insurance in Indonesia, and enjoy fair and safe protection.